By using the site www.papiruz.com (hereinafter referred to as the "Site") you agree to the following:

1. Access to study materials posted on the Site is provided on paid basis only. The user must be over 18 years of age.
2. We do not bear any responsibility to the user or any third party for the consequences of using the Site until the payment is received from the user.
3. We do not collect any personal information about users, and we do not use cookies, as well as any other tools for collecting information about users. Cookies are used only for those users who have paid for access to course materials on the Site, and are used exclusively for the convenience of working with study materials.
4. Before making a payment, the user should read the Service Agreement. By making a payment, the user agrees to the terms of this Agreement and takes upon himself/herself an obligation to be bound by its provisions.
5. The payment for access to course materials on the Site is made through specialized payment services, therefore, we do not collect and store any users' financial information.
6. We reserve the right to change, without prior notice, the terms of access to study materials on the Site, including the cost and the duration of such access, the terms of use of the Site, as well as change the Site content and the form of provision of materials.
7. We reserve the right to respond to requests at our own discretion.